A payments platform built for independent businesses.
Arca is a payments platform, not just a reseller — Clover POS in person and the ARCA Gateway online, on one processing account. Transparent pricing in writing, next-day funding, and US-based support, 24/7.
Three things we put in writing.
Honest math beats clever pricing
Every Arca proposal shows your program, your rate, and every fee in plain English before you sign. Nothing about a merchant statement should require a translator.
A real human, on the phone
We measure ourselves on how fast we answer — 24/7 — and how often the first answer is the right one. Email-first support is a way of saying support isn’t a priority — we don’t.
Your business stays yours
Your data is yours and your merchant relationship is yours. We work to earn your business every month.
Citizens Bank, N.A.
Emerald Business Solutions, LLC., DBA ARCA, is a registered Independent Sales Organization of Citizens Bank, N.A., Providence, RI. Our sponsor-bank relationship means every merchant we board is underwritten by a major US acquiring bank, processing transactions on the same rails that power Fortune-500 enterprises.
Visa, Mastercard, and Discover are processed through the sponsor-bank relationship. American Express is accepted through OptBlue on the same processing statement; its rates differ. PIN-debit networks vary by region.
Clover®, Clover Mini®, Clover Flex®, Clover Go®, and Clover Station Duo® are registered trademarks of Clover Network, LLC. All third-party app names and logos belong to their respective vendors.
Offices and how to reach us.
Celebration, FL — HQ
The Arca team works out of Celebration, Florida, in Greater Orlando. Account management, underwriting, and 24/7 support are all US-based. Our mailing address is 1420 Celebration Blvd, Celebration, FL 34747 — we’re not a walk-in storefront.
How to reach us
- Sales: sales@arca.biz
- Support: 24/7 · support@arca.biz
- Partners: partners@arca.biz
- Privacy: privacy@arca.biz
- Press: press@arca.biz
Hiring quietly. Always.
We don’t maintain a flashy careers page. If you’ve been in payments, merchant services, customer experience, or risk and you want to work somewhere that treats merchants like adults, email careers@arca.biz with a short note about what you’re looking for. Real people read it.
Talk to us before you decide.
Two minutes in the quote tool, or a five-minute phone call. We’ll tell you the truth either way — even if Arca isn’t the right fit for your business.