Get paid online without standing up a payments stack.
Arca’s online suite covers hosted checkout, branded payment pages, payment links, virtual terminal, recurring billing, and invoicing — sharing the same merchant account as your in-person sales (if you have them).
- Hosted checkout — embed or link, you stay out of PCI scope
- Payment links by text or email — paid in two taps
- Recurring billing for subscriptions and B2B
The e-commerce problems that actually matter.
Hosted checkout, PCI-scoped
Customers pay on an Arca-hosted page; you never touch cardholder data. PCI scope shrinks dramatically vs. self-hosted forms.
Payment links that just work
Generate a link, text or email it, customer pays. Especially useful for service businesses, custom quotes, and B2B invoicing.
Recurring billing without juggling vendors
Set up monthly, quarterly, or annual charges with automatic dunning, retry logic, and customer notifications. No separate subscription processor.
Virtual terminal for phone orders
Type the card in from a phone call; transaction settles like every other Arca payment. Real B2B still happens by phone — your team can take it cleanly.
Branded invoices with pay-now
Email invoices on Arca-branded or your-branded templates, with a pay-now link embedded. Net-30 or due-on-receipt.
Same dashboard, one processing account
Online, in-person, and mobile payments all settle into one Arca processing account — one funding schedule, one number to call.
The right device for e-commerce.
Online & Invoicing
Why: The ARCA Gateway is the core — hosted checkout, payment links, recurring, and invoicing.
See product details →
Clover Mini
Why: If you also have a small physical touchpoint (returns counter, showroom, will-call).
See product details →
Tap to Pay on iPhone
Why: For occasional in-person collection (events, popups, deliveries).
See product details →The ones we install on day one.
From the Clover App Market. Configured during onboarding — you’re running on day one, not week three.
E-commerce considerations.
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Card-not-present rates
Card-not-present transactions are priced differently from card-present because card brands charge more for them; your exact rate is quoted on your proposal.
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Chargebacks happen — we help
Card-not-present chargebacks are inevitable in e-commerce. Your account team handles dispute paperwork, deadline tracking, and evidence packaging.
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PCI scope and audits
Hosted checkout keeps you in SAQ-A scope (the simplest PCI tier). Rapid Comply handles your SAQ and quarterly scans; an annual PCI fee applies.
From e-commerce merchants.
? How does this compare to Stripe?
? Can I integrate Arca into my custom website?
? What about Shopify? Do I need to leave it?
Same backbone, different stack.
Dental practices
Treatment plans, membership billing, and chairside collection that move.
Full-service restaurants
Tableside, course firing, and tip flows that actually work.
Counter-service & QSR
Fast lines, clean tickets, real online ordering.
Retail & boutique
Inventory by SKU, loyalty that earns repeat trips, gift cards that sell.
Mobile & on-the-go
Markets, popups, food trucks, mobile services.
Get a quote tuned for your e-commerce setup.
Pricing built for your card mix, with the right device and the right apps configured before you go live.